Selecting the Best Retirement home near Philadelphia
Think about all the steps you’ve made in your life. As you approach your retirement years, the choices you make now are just as significant. When you look into all your options for senior living near Philadelphia, it can be difficult to sort through your selections.
Depending on advice from your loved ones can be challenging, especially when their own schedules are so busy. You don’t want to put any extra pressure on them. That’s why it’s essential to learn more about senior living communities, examining both the benefits and drawbacks so that you can make a decision that will lead you toward your own version of happily ever after.
Which option is the top choice to live for seniors near Philadelphia?
Let’s start by comparing two main types of senior living communities: independent living and continuing care retirement communities, also known as CCRCs. As you weigh both alternatives, you’ll want to be clear about the key points between the two.
Independent living communities—like Marlton Gardens near Philadelphia—are tailored to adults who typically don’t need support with the day-to-day tasks. If they do need further support, they’ll need to seek it out independently. Residents have access to all the amenities, resources, and care support offered in their monthly rental fees.
CCRCs, or continuing care retirement communities, are intended for independent seniors who anticipate needing a significant level of clinical support or daily living assistance in the future. They offer a range of residences, from independent living to skilled nursing. Residents sign a contract and pay an entrance fee, along with regular monthly charges.
The most suitable option for you will come down to your personal situation.
Would senior independent living at Marlton Gardens be a smart option for me?
Senior independent living at Marlton Gardens was designed for people who:
- Are at least 55 years old.
- Stay relatively healthy and active.
- Do not need help with everyday tasks like dressing, personal hygiene, eating or tracking medications.
- Enjoy being social and continue their pastimes and passions.
- Are looking to live in a place of their own with freedom from home maintenance and upkeep.
Why does independent living benefit you?
At Marlton Gardens, you get all the advantages of independent senior living without the contract obligations and costs of a CCRC’s contracts and costs.
What does it mean to live in a CCRC
CCRC stands for continuing care retirement community, sometimes referred to as a “life plan” community. In this type of senior living arrangement, you’ll find:
- Independent living apartments or homes
- Assisted living units
- Memory care units for those with dementia or Alzheimer’s
- Skilled nursing suites for individuals needing 24/7 care
While you may never need advanced care, you’ll still be covering the cost. That’s a major point to weigh when planning your long-term financial goals.
At Marlton Gardens, you get all the benefits of independent senior living without the legal and financial risks of a CCRC’s contracts and costs.
What should I understand about CCRC contracts?
Moving into a CCRC requires agreeing to a complex, legally binding contract and providing a significant entrance fee along with monthly fees. If your financial situation becomes different or you decide to move, your entrance fee may not be returned—depending on the terms of your agreement. If the property is purchased by someone else, your contract terms might also be altered. It’s wise to consult with a legal expert and a financial advisor before signing.
In contrast, moving into independent living at Marlton Gardens near Philadelphia only requires a simple rental agreement. No entrance fees, no long-term contracts, and complete financial flexibility.
Do all CCRCs come with agreements?
Yes. And they typically come in one of three forms:
- Type A – Extensive Life-Care Contracts: You pay in advance for future healthcare.
- Type B – Modified Contracts: some services is included, with future charges as needed.
- Type C – Fee-for-Service Contracts: Most affordable at first, but costs rise as you need more care.
How much are the true price of a CCRC?
According to the National Investment Center for Seniors Housing & Care, the average entrance fee for a CCRC is $402,000, but it can start at $40,000 to over $2 million.
Monthly fees can start at $500 to over $3,000, and they generally increase gradually. You may need to use your home’s value, long-term care insurance, and personal savings just to cover these costs.
At Marlton Gardens, there are no entrance fees. You simply pay one monthly rate and keep your hard-earned nest egg intact.
What’s the difference between independent living at Marlton Gardens compare to a CCRC?
Feature | Marlton Gardens | CCRC |
| Level of Care | Independent only | Full spectrum |
| Costs | Lower, monthly only | High upfront + monthly |
| Commitment | Flexible rental | Long-term contracts |
| Location | Marlton | Mostly urban areas |
Should I pick Marlton Gardens or a CCRC?
Choose Marlton Gardens near Philadelphia if you:
- Desire a welcoming environment in a place where you're part of a community
- Are ready to be done with home maintenance
- Want to enjoy a vibrant, social retirement lifestyle
- Don’t require daily assistance
- Don’t want to pay for care you may never use
- Want fewer restrictions over binding contracts
Ready to move into senior living near Philadelphia?
Forget outdated ideas of retirement homes. Senior living communities like Marlton Gardens are vibrant, engaging places that meet the modern expectations and lifestyles of today’s seniors.
What can you enjoy by moving to Marlton Gardens?
Socialization: Keep yourself mentally and physically stimulated with group play, learning sessions, outings, and celebrations.
Security: Safety alert tools, protected residences, and thoughtful design for accident reduction offer peace of mind.
Amenities: Delight in everything from delicious meals and fitness centers to libraries, salons, and group activities.
Care When You Need It: While Marlton Gardens focuses on independent living, we can help coordinate care services if your needs ever evolve.
Join Us for a Tour of Marlton Gardens near Philadelphia
At Marlton Gardens, we keep things straightforward—simply wonderful, simply fun, and clearly the right fit for independent senior living near Philadelphia. We’re happy to chat with you, give you a tour, and offer a taste of our dining experience. Find out why so many active seniors love being part of our community. We hope to see you soon.